Resolution of June 1, 2023, of the Bank of Spain, publishing certain official mortgage market reference interest rates.

May 2023

Reference types1 Percentage
1 Euribor. Deadlines:
– One week. 3,085
– One month. 3,152
– Three months. 3,372
– Six months. 3,682
– One year. 3,862
2.InterestRate Swap (IRS) with a five-year term. 3,063
3. Reference interest rate based on the Euro short-term rate(€STR). Deadlines:
– One week. 3,150
– One month. 3,061
– Three months. 2,846
– Six months. 2,385
– One year. 1,284
4.Míbor (One-year interbank rate)2. 3,862

Madrid, June 1, 2023 -The General Director of Economics and Statistics, Ángel Gavilán González.

1 The definition and the process for determining these official reference interest rates are included in Annex 8 of Bank of Spain Circular 5/2012, of June 27.

2 This rate is considered to be the official interest rate exclusively for mortgage loans indexed to this rate that were arranged prior to January 1, 2000, in accordance with the provisions of Article 32 of Law 46/1998, of December 17, 1998, on the introduction of the euro.

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